Cookie Policy

This Cookie Policy explains how Simply Approved Corporation, the corporation that owns and operates the Simply Approved Business Loans brand and website (collectively, "Simply Approved," "we," "us," "our"), and our service providers use cookies, pixels, tags, web beacons, software development kits (SDKs), local and session storage, device identifiers, and similar tracking technologies (collectively, "cookies") on simplyapprovedbusinessloans.com (the "Site"). This Policy supplements and should be read together with our Privacy Policy.

1. What cookies are

A cookie is a small text file placed on your device when you visit a website. Cookies allow the Site to recognize your device, remember your preferences, measure performance, and deliver relevant marketing. Similar technologies (pixels, web beacons, SDKs, local storage) work in comparable ways. Cookies may be set by us ("first-party") or by third parties whose technology is loaded on the Site ("third-party").

2. Categories of cookies we use

a) Strictly necessary

Required for the Site to function — including page navigation, form submission, security, fraud prevention, load balancing, and saving your cookie consent choices. These cookies cannot be disabled in our consent tool because the Site cannot operate without them.

b) Functional / preference

Remember choices you make (language, region, applied filters, last-visited product or location pages) to improve your experience. Disabling them may degrade Site functionality.

c) Analytics / performance

Help us understand how visitors use the Site so we can improve content and performance. Providers may include Google Analytics 4, Microsoft Clarity, Hotjar, Mixpanel, Cloudflare Web Analytics, Vercel Analytics, and similar tools. Where required by law, these are loaded only after you opt in.

d) Advertising / targeting

Build a profile of your interests and show you relevant ads on this Site and others. Providers may include Google Ads, Microsoft Advertising, Meta (Facebook) Pixel, LinkedIn Insight Tag, TikTok Pixel, Reddit Pixel, X (Twitter) Pixel, Pinterest Tag, and similar ad-tech vendors. These cookies are loaded only after you opt in where opt-in is required, and you can opt out at any time using the controls in Section 6.

3. Why we use cookies

• operate the Site, route traffic, and protect against fraud and abuse;
• authenticate sessions and maintain application state;
• remember your preferences, including consent choices;
• measure traffic, page performance, and content engagement;
• understand how visitors interact with the Site so we can improve it;
• deliver and measure advertising on third-party platforms;
• support customer service and AI-assisted chat / call features;
• comply with legal, accounting, and audit obligations.

4. Sale / sharing of personal information

Some advertising cookies may, under U.S. state privacy laws (such as the California Consumer Privacy Act / CPRA, Colorado, Connecticut, Virginia, Texas, Florida, Oregon, Montana, and similar statutes), be considered a "sale" or "sharing" of personal information for cross-context behavioral advertising. You have the right to opt out of this sale/sharing. We honor Global Privacy Control (GPC) browser signals as a valid opt-out for the browser sending the signal. You can also opt out using the cookie banner or the controls in Section 6.

5. Legal basis (EU/UK/EEA visitors)

Where the EU/UK GDPR or ePrivacy rules apply, strictly necessary cookies are placed on the basis of our legitimate interest in operating the Site. All other cookies (functional, analytics, advertising) are placed only with your prior consent, which you provide via the cookie consent banner. You may withdraw consent at any time without affecting the lawfulness of processing performed before withdrawal.

6. Managing your preferences

• Cookie banner: use the "Cookie preferences" link at the bottom of any page to accept, reject, or customize non-essential cookies at any time.
• Browser controls: most browsers allow you to block or delete cookies via Settings → Privacy. Blocking strictly necessary cookies will break parts of the Site.
• Mobile device controls: iOS and Android offer settings to limit ad tracking and reset advertising identifiers.
• Industry opt-outs: optout.aboutads.info (DAA, U.S.), optout.networkadvertising.org (NAI, U.S.), youradchoices.ca (DAAC, Canada), and youronlinechoices.eu (EDAA, EU).
• Global Privacy Control (GPC): we recognize and honor GPC signals as an opt-out of sale/sharing under applicable U.S. state laws.
• Do Not Track: there is no industry consensus on DNT signals; we do not currently respond to DNT but we do honor GPC.

7. Children

The Site is intended for business owners and is not directed to children under 16. We do not knowingly collect information from children through cookies or any other means.

8. Changes to this policy

We may update this Cookie Policy from time to time. The "Last updated" date at the top reflects the most recent revision. Material changes will be communicated as required by law and your renewed consent will be requested where applicable.

9. Contact

Simply Approved Corporation · 633 W 5th St, Ste 2600, Los Angeles, CA 90071, US · info@simplyapprovedbusinessloans.com · (844) 440-9139