Funding guides
Plain-English answers backed by live data from the Federal Reserve, U.S. Treasury, BLS, and SBA.
MCA vs Term Loan: Which is Right for Your Business in 1970?
Side-by-side comparison of merchant cash advances and business term loans — speed, true cost, qualification, repayment structure, and which fits your situation.
How to Qualify for a Business Loan in 1970 (Full Requirements)
The exact requirements lenders check, every document you need, common reasons for decline, and how to position your file for a same-day approval.
Business Loan Requirements Checklist (Print This Before You Apply)
Every document, number, and detail underwriters need — printable and ordered for a same-day approval file.
How Fast Can You Get a Business Loan? (1970 Funding Timeline)
Real funding timelines by product type — from same-day MCAs to 60-day SBA closings — and what causes delays.
USA vs Canada Business Funding: What's Different in 1970
How approval requirements, documentation, currency, and underwriting differ between US and Canadian business borrowers.
Documents Needed for a Business Loan (1970 Complete List)
The exact paperwork lenders ask for — and what you can skip — by product type.
Best Business Loans for Restaurants in 1970
From MCAs to SBA 7(a), the financing options that fit restaurant cash flow — with realistic costs, approval thresholds, and pros/cons by product.
Best Business Loans for Trucking Companies in 1970
Equipment financing, factoring, and working capital — the financing stack that keeps trucking companies cash-flow positive between fuel, payroll, and 30–60 day customer payments.
Best Business Loans for Construction Contractors in 1970
Equipment financing, lines of credit, and working capital for construction companies bridging progress draws and seasonal cash flow.
Best Business Loans for E-commerce Businesses in 1970
Inventory financing, working capital, and revenue-based loans built for Shopify, Amazon, and DTC sellers — and why your Shopify Capital offer might not be the best deal.
Business Loan Rates Explained (1970)
APR, factor rate, and total cost of capital — what the numbers actually mean and how to compare offers across products.
How to Read a Loan Factor Rate (and Convert to APR)
Factor rates look smaller than APR but cost more. Here's how to read them and convert to a comparable annual cost.
Bank vs Alternative Lender: Which Should You Choose?
Banks are cheaper but slower and stricter. Alternative lenders are faster but pricier. Here's how to choose based on use case, time horizon, and qualification.
Business Loan Calculator Guide: What to Calculate Before You Sign
The four numbers every borrower should run before signing — DSCR, total cost of capital, monthly burden, and cents-on-the-dollar.
Best Business Loans for Healthcare Practices in 1970
Working capital, equipment financing, and term loans for medical, dental, and veterinary practices — including how insurance receivables affect underwriting.
Best Business Loans for Retail Stores in 1970
Inventory financing, working capital lines, and MCAs for retail — including how to handle Q4 seasonality and slow-summer cash gaps.
Best Business Loans for Professional Services Firms in 1970
Lines of credit, term loans, and working capital for law firms, accounting practices, agencies, and consulting firms — including how billable-hour cycles affect underwriting.
Best Business Loans for SaaS & Tech Companies in 1970
Revenue-based financing, lines of credit, and term loans for SaaS, agencies, and tech consultancies — and why traditional bank loans rarely fit.
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